Knowledge Base
Questions About Payment Processing
1
- What is Interchange-Plus Pricing?
This pricing model works by adding a constant margin onto the underlying interchange-rate. It’s widely considered the fairest model in the industry.
2
- How Long Does the Setup Process Take?
Usually we can fully setup an account within 2 business days after receiving your signed application and documents.
3
- What’s Included with a New Account?
Everything you need is available. You’ll have a virtual terminal, iPhone processing, credit card storage, and robust online reporting to manage your business payments with ease.
Knowledge Base
Setting Up A New Account
- What’s Included with a New Account?
- Will Dharma be able to support my business type?
- How quickly will I receive my funds?
- What documents will Dharma ask for?
- How Long Does the Setup Process Take?
Understanding Interchange
- PIN Debit vs. Signature Debit
- Mastercard Consumer Interchange Rates
- Visa Consumer Interchange Rates
- How do I get the lowest B2B interchange rates?
- What is Interchange-Plus Pricing?
How Does Pricing Work?
- PIN Debit vs. Signature Debit
- How does Dharma bill for services?
- Is there a monthly fee?
- What are the American Express costs?
- Interchange-Plus Pricing Examples
Business to Business Processing
- How do I get the lowest B2B interchange rates?
- B2B Processing Solutions
- Can I access reduced interchange rates if I don’t charge tax?
- Visa B2B Industries
- What B2B Industries Does Dharma Serve?
Learn About Dharma
- Can I read Testimonials about Dharma?
- Why should I choose to partner with Dharma?
- How is Dharma “Green”?
- What is a B Corporation?
- Do you have local representatives?
Learn About Merchant Services
- Tax IDs and TIN Mismatch
- What is a Payment Aggregator?
- PIN Debit vs. Signature Debit
- What is Interchange-Plus Pricing?
- What is a Merchant Account?
Comparing Our Services
- What is a Payment Aggregator?
- What is Interchange-Plus Pricing?
- How Long Does the Setup Process Take?
- What is a B Corporation?
- Comparing to a typical provider
Credit Card Terminals
- Chip+PIN or Chip+Signature?
- What makes a POS different from a credit card terminal?
- What is a Terminal Application?
- Are terminals required? Can I use a Credit Card Imprinter?
- What is NFC (Near Field Communication) and what is Apple Pay?
Accepting Online Payments
- Tax IDs and TIN Mismatch
- What is a Payment Aggregator?
- Protecting Against Card Testing
- Does Dharma offer Online Payments?
- Electronic Invoicing
Point of Sale (POS) Systems
- Learn more about Clover Kitchen Display System
- Clover – Manual Batch Closing
- Clover – Setting Batch Time
- Clover Monthly Service Plans
- EMV for Restaurants and Tip-Accepting Merchants