Don’t Be Scammed: Dharma will NEVER call, email or text you stating we need you to sign something UNLESS you have contacted us first.

If you receive any contact claiming to be “merchant services” please call Dharma directly at 866-615-5157 or

Great rates. Exceptional customer service.

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No contracts or hidden fees.
Priority 24-hour funding available.
24-hour tech support.

Top Reasons Our Merchants Pick Us

Merchant Solutions

B2B Sales

B2B sales with level 2/3 interchange reductions

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Retail & Small Business

Accept credit cards at your retail & POS locations

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Low credit card processing rates for restaurants & quick serves

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Pass 100% of processing fees to credit card paying customers.

Eliminate Credit Card Fees with Surcharging, which provides merchants the ability to apply a payment card surcharge to each credit transaction, reducing costs and maximizing revenue!

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What’s Included in a new Dharma account?

Dharma provides you both fair terms and the tools you need to accept payments with ease. All accounts come with access to MX Merchant, including:

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What people are saying about Dharma Merchant Services

Business 2 Business Processing. Low Rates, Great Solutions.

Let us review your processing statements to locate potential interchange reductions and hidden fees from your current provider, to keep more money in your pocket.

Business-2-Business Credit Card Processing

How Our Beliefs Affect You

At Dharma Merchant Services, we believe business can be a force for good, and we stand behind our ideals of social responsibility. Fair Pricing. Honest Practices. Doing the Right Thing.

Business isn’t just about the bottom line — happy merchants make for a happy workplace. By cultivating a culture of commerce with compassion, we benefit our community of customers and partners as well as our employees. Read more.

See the Top Reasons why our merchants pick us and love working with us!

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How does credit card processing work?

Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts.

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Interchange-plus pricing. No surprises, 100% transparency.

It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. No long-term contracts, no hidden fees.

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Too many ways to say the same thing?

We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire within about our merchant credit card services to find out!

Take Credit Cards Anytime, Anywhere

All Dharma accounts include full access to MX Merchant Express, so you can take payments anywhere, anytime.

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We’ve got you covered:
Merchant Services made simple.