Credit Card Terminals

Credit card terminals help speed up in-person acceptance. They can be customized to your business needs.

Chip+PIN or Chip+Signature?

Chip+PIN is the “strongest” encryption method since it’s much harder to steal a PIN than fake a signature. Currently, most US banks issue Chip+Signature cards. As time moves on, they’ll migrate towards Chip+PIN.

What makes a POS different from a credit card terminal?

What makes a POS different from a credit card terminal? Fundamentally, a POS system has several advanced features that credit card terminals don’t have. A credit card terminal is designed with one basic premise – to process credit cards. Some terminals can also connect to a check reader or can process gift cards, but the …

What is a Terminal Application?

Terminal applications are closely related to MCC codes. All credit card terminals have a specific software downloaded to them, to allow for specific transaction types. Thus, having an incorrect terminal application may result in your terminal not allowing certain types of transactions. The “standard” terminal application is known as the retail application, and this application …

Are terminals required? Can I use a Credit Card Imprinter?

If you’re accepting credit cards in person, a credit card terminal is usually the best option – but not always!  Typically, we recommend credit card terminals for merchants who are in the following categories: Low-average-ticket merchants usually prefer terminals. This is due to the fact that terminals process quickly, and can be configured to not require a …

What is NFC (Near Field Communication) and what is Apple Pay?

You may be asking, “How do I add Apple Pay?” or, “How do I integrate Android Pay?” NFC (Near-Field-Communication) is a technology that’s been in mobile phones/tablets for quite some time. It’s an industry standard, meaning that the technology is shared by many different firms, and isn’t unique to a specific company. So, many different …

What is EMV (Euro-Mastercard-Visa), or chip card acceptance?

EMV, otherwise known as Chip Cards, are the new payment technology adopted by the card associations. You’ll also hear it called “Chip and Pin” or “Chip and Signature” – but not matter the moniker, it’s important that all in-person merchants accept EMV transactions.

Why doesn’t Dharma lease credit card terminals?

Many providers offer to lease their equipment with low, enticing offers. Merchants will be told, “pay only a few dollars per month to lease your terminal!” and everything sounds wonderful. The problem with most leasing programs is that merchants often get stuck with equipment they either don’t want/need, or can’t afford. Here’s what can happen: Merchant …

Do credit card terminals have a warranty?

All new FD and VeriFone terminals sold by Dharma carry a 1-year manufacturer warranty. And, PAX credit card terminals sold by Dharma carry a 2-year manufacturer’s warranty for all defective hardware. You can sleep well at night knowing that your new terminal is covered.

Will my terminal become outdated?

It is possible that a terminal may no longer be supported by the processing networks. This is common on terminals that are more than a couple of years old, as most terminals have at least a 3-5 year lifespan. This can happen for a few reasons: Often times, terminals become outdated due to new hardware …

Can I accept Apple Pay with Dharma terminals?

If you need Apple Pay terminals, yes, you can accept Apple Pay with Dharma terminals! All new PAX terminals that Dharma sells are Apple Pay compatible, and are also compatible with other NFC (Near-Field-Communication) devices. That means Google Wallet too! This feature is turned on automatically on all new PAX terminals, and you don’t need …