Business to Business Processing

Let Dharma guide you through Business to Business payment acceptance. We’ll help you get the lowest possible rates.

How do I get the lowest B2B interchange rates?

Level 3

Visa/MasterCard set the underlying interchange rates for all credit card transactions. Those rates vary widely, based on a variety of factors beyond the type of card being presented. The type of card is important! But, many other things impact the underlying rate, such as the size of the sale, the time difference between the authorization/capture, data captured with the sale, and more. We’ll show you how to get the lowest rates!

B2B Processing Solutions

Dharma works closely with many B2B clients to help get the lowest rates possible. We offer the MX Merchant system using the B2B app for easy, simple B2B acceptance and access to low B2B Interchange rates.

Can I access reduced interchange rates if I don’t charge tax?

Visa and MasterCard have very particular rules about what is required in order to receive level 2/3 rates. The one requirement that typically causes the most frustration for merchants is a Tax Value. Per Visa/MasterCard’s rules, you are required to submit a tax value with your sale if you want to qualify for the lowest rates.

Visa B2B Industries

Visa has a special rate category for merchants that are considered B2B. There are about 35 industries that are classified as B2B by Visa – read on to see which ones.

What B2B Industries Does Dharma Serve?

Dharma Merchant Services proudly serves a wide variety of industries with B2B payment solutions. From the healthcare industry to industrial equipment vendors, and everywhere in-between, we have set out to benefit our community of customers with honest practices, fair pricing, and by cultivating a culture of commerce with compassion. If you’re taking large credit card …

What is PCI Compliance?

PCI compliance is a set of rules and regulations that apply to any business, of any size, that accepts credit card data. For a business to be compliant requires a specific set of safety protocols designed to protect both the business and its customers from fraudulent activity. In essence, the major card brands have created …

What is Level 2 and Level 3 data?

Level 2 credit card processing refers to a more detailed transaction designed to support business-to-business (B2B) payment processing. Many businesses and government offices require that their vendors accept detailed transactional information along with the sale. In addition to simplifying the B2B transaction, providing Level 2 data along with the sale allows access to lower interchange rates.