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...debit and prepaid cards are treated either as “regulated” by the government, or they’re not. So typically, as the merchant, you’ll have a better idea of what rate you’ll pay...
View FAQVisa Consumer-Issued Cards
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Visa Restaurant Rates
This category of interchange rates is specifically for restaurant merchants To qualify for the below restaurant rates, merchants must be classified as a restaurant or quick-service merchant (MCC of 5812...
View FAQVisa Utility
Utility merchants who provide Electricity, Gas, or Water get heavily-reduced interchange rates from Visa Visa has incredibly low interchange rates for merchants who are classified as a Utility. As these...
View FAQVisa EIRF – Electronic Interchange Reimbursement Fee
...does not downgrade. Who’s eligible? Almost every merchant is eligible for EIRF. The only businesses who aren’t eligible are High-Risk Direct Marketing (MCC 5962, 5966, 5967) Visa Consumer Interchange Rates...
View FAQMastercard Restaurant
This category of interchange rates is specifically for restaurant merchants To qualify for the below restaurant rates, merchants must be classified as a restaurant or quick-service merchant (MCC of 5812...
View FAQMastercard Travel & Entertainment (T&E)
Mastercard provides a specific rate structure for Restaurants, Hotels, Car Rentals, and other “T&E” merchants Travel & Entertainment merchants typically pay slightly higher rates than other merchant types. This rate...
View FAQMastercard Standard
...or failing to submit otherwise required data, based on your merchant type. You want to avoid this rate classification at all costs! Qualifications There are no qualifications for Standard rates....
View FAQWhat is Factoring?
...process them. Factoring really opens up the door for an organization to take advantage of another unsuspecting merchant. It also allows for business collusion, which can result in costly fraud....
View FAQWhy is my Funding Delayed?
...actually a good thing that your funds are held, so the best thing to do is to monitor your merchant account on a regular basis to catch this as soon...
View FAQPIN Debit vs. Signature Debit
...+ $0.21 0.80% + $0.15 Which Costs Less – PIN or Signature? We know that’s what is top of mind – which costs me less as a merchant to accept?...
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