Archives: FAQs

Mastercard Small Ticket

Mastercard allows for lower debit card rates on low-ticket sales. There are many qualifying merchant types, typically relating to industries that cater to small-ticket transactions. Fast food, taxis, parking lots, video rentals, convenience stores, theaters, newsstands, car washes, copy centers, laundry services, and bus lines are all eligible. Small-ticket rates have [...]

Mastercard Merit III (In-Person)

The “Merit III” or “Merit 3” category encompasses traditional consumer credit cards, as opposed to business/purchasing cards. Barring a few exceptions, most merchants are able to receive this interchange rate, as it represents the best qualification level for in-person sales. Below are the basic qualifications, plus you’ll see each type of [...]

Mastercard Convenience Base

Mastercard has a special “Convenience” rate program designed for a few specific types of merchants. You must be categorized as a quick-service food establishment, movie theater, taxicab/limousine, or convenience store to gain access to these rates. The intention of this program is to give lower rates to merchants who regularly process [...]

Does Dharma offer Online Payments?

Need to add a quick “Pay Now” or “Donate Now” button to your website? With MX Merchant, it takes only a few clicks to create a quick-payment link so that your customers can send you payments. Payment Links are easy to setup, and you can create as many as you need. [...]

Can I access reduced interchange rates if I don’t charge tax?

Visa and Mastercard have very particular rules about what is required in order to receive level 2/3 rates. The one requirement that typically causes the most frustration for merchants is a Tax Value. Per Visa/Mastercard’s rules, you are required to submit a tax value with your sale if you want to qualify [...]

Visa B2B Industries

What Industries are considered "B2B" by Visa?Visa is a bit different than Mastercard when it comes to applying special B2B rates. Although Mastercard doesn’t have special rates for the below merchants, Visa will offer rate reductions to the below merchant types, depending on what data you enter in. You’ll want [...]

How do I complete PCI Compliance in MX?

ActivationPCI Compliance can be updated through MX Merchant by installing the Viking Cloud / PCI Protection app. To install the PCI Protection App, first login to MX Merchant, then click Apps on the left menu, click the green Activate button found on the PCI Protection tile. Confirm ActivationOnce you click on [...]

Electronic Invoicing

Electronic invoicing is sending orders to be paid via the internet, making it the most convenient way to process billing and accept payment for goods and services. It is a secure way to present and manage transactions between a business and client. Making it Quick and EasyIf you have repeat [...]