Tags: Support

Mastercard Travel & Entertainment (T&E)

Travel & Entertainment merchants typically pay slightly higher rates than other merchant types. This rate category will apply to “premium” cards accepted by T&E merchants.

Mastercard Small Ticket

Mastercard allows for lower debit card rates on low-ticket sales. There are many qualifying merchant types, typically relating to industries that cater to small-ticket transactions. Fast food, taxis, parking lots, video rentals, convenience stores, theaters, newsstands, car washes, copy centers, laundry services, and bus lines are all eligible.

Mastercard Merit III (In-Person)

The “Merit III” or “Merit 3” category encompasses traditional consumer credit cards, as opposed to business/purchasing cards. Barring a few exceptions, most merchants are able to receive this interchange rate, as it represents the best qualification level for in-person sales. Below are the basic qualifications, plus you’ll see each type of card that’s eligible for Merit III rates.

Mastercard Convenience Base

Mastercard has a special “Convenience” rate program designed for a few specific types of merchants. You must be categorized as a quick-service food establishment, movie theater, taxicab/limousine, or convenience store to gain access to these rates. The intention of this program is to give lower rates to merchants who regularly process many small-ticket sales. These interchange rates have no “per-transaction” fees, which often add up quickly for low-average-ticket merchants!

Does Dharma offer Online Payments?

Need to add a quick “Pay Now” or “Donate Now” button to your website? With MX Merchant, it takes only a few clicks to create a quick-payment link so that your customers can send you payments. Payment Links are easy to setup, and you can create as many as you need.

B2B Processing Solutions

Dharma works closely with many B2B clients to help get the lowest rates possible. We offer the MX Merchant system using the B2B app for easy, simple B2B acceptance and access to low B2B Interchange rates.

Can I access reduced interchange rates if I don’t charge tax?

Visa and Mastercard have very particular rules about what is required in order to receive level 2/3 rates. The one requirement that typically causes the most frustration for merchants is a Tax Value. Per Visa/Mastercard’s rules, you are required to submit a tax value with your sale if you want to qualify for the lowest rates.

Visa B2B Industries

Visa has a special rate category for merchants that are considered B2B. There are about 35 industries that are classified as B2B by Visa – read on to see which ones.

How do I complete PCI Compliance in MX?

Your MX Merchant account is pre-linked with ControlScan, one of the most trusted PCI vendors there is. It’s easy to become PCI Compliant in MX. To do so, simply follow these steps to login through ControlScan and MX.