All MX Merchant accounts initially require Two Step Authentication as part of the login process, but you can control that on a per-user basis.
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MX Merchant – Account Updater
MX Merchant – Roles and Permissions

All new accounts come with access to MX Merchant. By default, the “main” user account that we create will be an Admin account. This allows you to have full permissions, and create additional users. View the chart to see a full breakdown.
MX Merchant – Creating Online Payment Links

Learn how to easily create online payment links, to easily accept payments on your website
MX Merchant Express – Mobile Processing

All Dharma accounts come with FREE access to MX Merchant Express, so you can take iPhone/iPad sales anywhere you have an internet connection.
MX QuickPay – Virtual Terminal

Take a credit card payment in seconds with MX QuickPay. The MX Merchant Virtual Terminal allows you to accept a credit card payment on any computer with an internet connection. Learn how to associate stored customer data with QuickPay and how to use the advanced features.
MX Customer Database – Add a Customer

MX Merchant – Managing Payments and Batches

With MX Merchant, it’s easy to view past sales and batch history.
MX Invoicing – Send Invoices

With the MX Merchant Invoice App you can send invoices directly to your customers with a link to pay. Or, you can set recurring payments for your clients to “set it and forget it”. Learn how in this handy video.
Setting up ACH.com

Adding ACH processing to MX Merchant is easy. Follow the below steps.