What's wrong with free equipment?Merchant account providers sometimes offer seemingly “free” equipment, but this is often a bait and switch tactic. The bait is the low-cost or free equipment, while the switch is the hidden fees, long-term contracts, or inferior equipment that gets pushed on the unsuspecting merchant. The merchant [...]
What determines funding?While we can safely predict that all Dharma merchants will have two-day funding, and many will even have one-day funding, there are a few issues that will affect your funding schedule. Funding depends on how you accept cards, what platform you process on (and if you meet that [...]
About Payment AggregationFor most merchants, accepting payments is a critical part of doing business. What isn’t always critical is having your own merchant account. There are some situations where leveraging a provider with a master account is a better solution. You are likely familiar with some of the major Payment [...]
What is Card Testing?When we say Card Testing, we mean just that – someone is using your website to test out a series of card numbers to see which ones are good, and can be used to make other purchases. These card numbers are likely stolen, or purchased on the [...]
Using Multi-Factor Authentication with Authorize.netStarting in January, 2023, Authorize.net will require Users to provide a special code to verify their login. This code will be delivered via email to the address associated with the Authorize.net user account. We encourage users to make sure their email contact information is up to date [...]
Supported Clover Kitchen PrintersThe Clover Kitchen Printers that Dharma sells can be sourced from a number of third-parties should you ever need to. The important thing is to make sure you get one of the three supported printers, all from Star Micronics. Those printers are: Star Micronics TSP143III Thermal Kitchen [...]
The BasicsThe Clover Healthcare App is designed to support most healthcare providers. Where it shines is in offices that only accept payments for healthcare-related services such as office visits, co-pays, HSA payments, and so on. By Clover’s design, the Healthcare App is restricted to use only on Clover Flex and [...]
Hotels, Lodging merchants, and auto-rental merchants have special interchange rates from Visa. Because these merchants often take “extended authorizations” where transactions may be altered later on, there are different requirements. Visa allows for a longer authorization time-frame for these merchant types, but you’re required to submit additional information to take [...]