
Once logged into the NMI gateway, refunding a sale through the Virtual Terminal is easy. Remember – if you are working with a transaction you ran today, you’re better off voiding!
Once logged into the NMI gateway, refunding a sale through the Virtual Terminal is easy. Remember – if you are working with a transaction you ran today, you’re better off voiding!
Voiding “cancels” a sale, whereas a refund is a separate, offsetting negative sale. If possible, it’s always better to void than refund.
Chip+PIN is the “strongest” encryption method since it’s much harder to steal a PIN than fake a signature. Currently, most US banks issue Chip+Signature cards. As time moves on, they’ll migrate towards Chip+PIN.