...be considered an acceptable refund ratio, per Visa/MC standards. Dharma is able to board high-risk merchants with refund ratios up to 12.00% by count. So, for a merchant processing 500...
View FAQRefund Ratio
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How much do international sales cost?
...interchange-rate. The only difference when processing an international sale is that as the merchant, you’ll be subject to additional fees that are assessed directly by the card associations, to help...
View FAQWhy is daily settlement (batching) important?
...above, the card associations want to incentivize you as the merchant to keep chargebacks minimized, and keep your customers happy. To do this, they offer the lowest rates for settling...
View FAQWhat is Address Verification?
...a fraudulent card. As a merchant, you want to do everything in your power to reduce that risk. There are no guarantees, but using the AVS (Address Verification System) can...
View FAQ7 Powerful Strategies to Improve Your ECommerce Site
...be surprised how often e-commerce efforts are starched simply through choosing the wrong solutions. Not all e-commerce platforms and merchant services are created equal. You’ll have to make sure you’re...
View FAQVisa B2B Industries
...doesn’t have special rates for the below merchants, Visa will offer rate reductions to the below merchant types, depending on what data you enter in. You’ll want to reference our...
View FAQVisa Card-Not-Present Rates
...+ $0.25/txn Regulated Debit – 0.05% + $0.22 Downgrade: This card type does not downgrade. Who’s eligible? Almost all merchant types are eligible. Only the following merchants are Not Eligible:...
View FAQVisa Consumer Interchange Rates
Visa allows issuance of two distinct card types – Consumer and Business. Depending on what you sell, most card-present merchants or merchants selling physical goods will receive predominantly Consumer cards....
View FAQMastercard Consumer Interchange Rates
Mastercard allows issuance of two distinct card types – Consumer and Business. Depending on your customer demographics, most card-present or “retail” merchants will receive predominantly Consumer cards. Read on to...
View FAQMastercard Consumer-Issued Cards
...debit cards. Instead, debit and prepaid cards are treated either as “regulated” by the government, or they’re not. So typically, as the merchant, you’ll have a better idea of what...
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