“I have to say that Dharma has been beyond excellent! They have repeatedly gone above and beyond for us, and their rates are also very reasonable. No deception, or unscrupulous sales tactics. Their monthly newsletter, rather than being an annoying text filled with legal details and such, is actually useful, uplifting info that is pleasant to read.  Also, Select Bank, who sends the monthly statements, has recently switched to an extremely pleasant and easy-to-read, even colorful statement format, that makes it extremely easy to see how the charges are divided. Best in the industry from my experience, and I’ve dealt with two other companies at length, as well as thoroughly researched a half dozen others. I would go to great lengths to continue my relationship with them. This has my experience thus far, and I’ve been working with them for several years.” – Jeff Pokorny, Innovative Supply Company LLC