Co-founder and Chief Evolutionary Officer, Jeff began selling credit card processing services 1991. In 1993, he became Regional Manager at Cardservice International, the largest MSP in the country at that time. In early 1998, seizing the opportunity with the advent of ecommerce, Jeff moved to Authorize.Net (now a unit of Visa USA) as SVP of Business Development, creating the most successful online payment gateway in those days.
In 2007, the idea of starting a company whose purpose was to give back to the community financially, and support sustainable business, was manifested as Dharma Merchant Services – whose name is a reminder and inspiration to align our individual actions with our values and core beliefs, rather than on economic outcome.
Nick is the Chief Operating Officer at Dharma Merchant services, and is Jeff’s stepson. He holds a degree in Economics and International Studies from Virginia Tech, and worked in the financial services industry prior to joining Dharma in 2011.
Enjoying the action of life, Nick is often found on his dirt bike or enjoying the outdoors with his wife, baby daughter and dog, Hubert. He is a whole-hearted supporter of the Paleo lifestyle, and believes that happiness and health are derived from finding one’s own inner peace and living simply. In that light, he enjoys being in nature, eating seasonal foods, and supporting his community by spending money locally and on ethically created products.
He truly feels that our human mission is to enhance our collective situation by operating with compassion, care, kindness, and moral responsibility in every aspect of life. Working at Dharma allows him to bring these values into the business world, and spread compassion wherever possible.
Trace is grateful to support and serve the amazing Dharma community as VP of Sales & Operations. Trace worked in the merchant services industry for 15 years before finally being introduced by a friend to Jeff Marcous and Dharma Merchant Services in 2010.
Born and raised in Texas, Trace still can drawl with the best of them, which you will hear should you happen to call in to the Dharma offices. Growing up in rural Texas, Trace learned to love the piney woods and open pastures and developed a fondness for digging in the dirt. Trace continues this passion today by tending a farm plot in Northern California that provides beautiful organic vegetables for friends and Dharma family during Summer and Fall.
Trace is so happy to support the thousands of thriving, diverse clients and partners of Dharma Merchant Services.
Ron is very happy to be a part of the Dharma family, where he gets to work every day with such amazing people and merchants! He has been the Office Manager at Dharma since 2012, thanks to best friend Trace Wendell for bringing him on board. His previous work experience includes financial services, online media and the restaurant industry, and he holds two degrees — in History and Sociology — from Sacramento State University.
Ron is a native of Alexandria, VA and after moving around a lot as a child, lived in San Francisco for almost 20 years.
He and his partner recently returned to Dharma’s original hub in San Francisco, after a two year stint in Savannah, Georgia. He continues to support his new neighborhood restaurants and community, and feels that spending money locally and getting to know the owners of the places he frequents really helps a neighborhood and city thrive! After work you can find him at his favorite yoga studio practicing his Crane pose, or enjoying his new home.
Anthony joined Dharma in September 2015, and is the friendly voice you’ll likely get when you call in. In his role as Support Specialist, Anthony will help you in resolving support issues and ensure you are well taken care of.
Growing up in Northern Virginia, he has known Derek since the 3rd grade and also went to high school with both Derek and Nick! He graduated from the University of North Carolina after studying Business Administration with a Marketing concentration and a minor in Studio Art.
Anthony moved back to the DC area after university and worked a few “undesirable” jobs until he began with a Government Contractor for the DOJ in 2013. He worked with the Environmental & Natural Resources Department and got his first professional exposure to a large entity “going green” and our federal government’s role in sustainability efforts.
Since moving to first to San Francisco, then the Pacific Northwest, he and his fiancee are enjoying exploring a new city, and the new and improved work-life balance. Anthony loves working on art projects (drawing, painting, street photography; and hopes to learn how to screen print soon), listening to and collecting records, and spends plenty of time outdoors jogging, hiking or playing sports.
Denieal Williams is the newest member of our Dharma team – she joined us in 2017 as a Support Specialist. Her background is in customer support and office support and management, and she will most likely be your first point-of-contact when you call Dharma for support.
Although she was born in Virginia, Denieal has been living in California since the age of four, and considers herself a NorCal native.
Denieal holds a BA in Media Studies from Mills College and an MA in Creative Writing from The University of Sydney. She enjoys all things creative and regularly challenges herself to learn new art forms. She also loves crime thriller shows, podcasts, and audiobooks, particularly if there is a supernatural twist.
Cyndia Biver Marcous
Cyndia comes to Dharma with long history in marketing and graphic design with small businesses, tech sector and nonprofit.
After moving to San Francisco she took an extended sabbatical from the business world and busy lifestyle to slow down and breathe (literally), spending time studying Buddhism, doing meditation retreats, and living at a Buddhist monastery for a year.
In 2014 she joined the Dharma team as Director of Marketing, seduced by the opportunity to work with her son Nick, and newlywed husband Jeff, helping what she thinks is an awesome company and team of people!
When she’s not at Dharma, she can be found managing meditation retreats, offering spiritual care and support to hospice patients, gardening, or playing with her grand-daughter.
Alexia was the co-founder of Dharma Merchant Services and is Jeff’s daughter. In early 2013 she left Dharma to pursue a career in nursing, inspired by humanitarian volunteering she’d been doing in Haiti, and is currently studying AI technology.
She holds a Bachelor of Science in Computer Science from the State University of New York at Stony Brook and an M.B.A. from Drexel University. Alexia was a computer programmer and systems architect consultant for 12 years prior to founding Dharma.
Operating under the banner of “right action, right livelihood” allowed Alexia to use her daily work to engage in the practice of balancing the spiritual and material, strengthening the mind through innovation and technological understanding, and expressing compassion for our environment and for each other. Working in the merchant services industry also did wonders for her sense of humor.
Hubert (Dharma Dhog)
Hubert is our beloved office rascal and keeps us all smiling. If you hear a ‘woof’ in the background, he’s likely asking if he can help out.
He is a 20-pound french bulldog, born in July 2012. He’s a very gentle, sweet little boy who loves playing with sticks in the park or digging up sand at the beach. Hubert snorts more than he barks, and snores louder than most humans. He loves to meet people and get petted.
He often visits the Dharma office, or spends the day “working” aka getting extra play time and woofing around with everyone.