Can I accept checks or ACH payments through allows you to accept eChecks, also known as ACH Payments directly through your Virtual Terminal! In addition, when accepting eChecks, you can also setup recurring payments using this payment method – so you can offer easy monthly/quarterly payments to your customers or members. Entering an eCheck payment is simple – you’ll just use the routing number and account number found on the bottom of a standard check.’s eCheck pricing is relatively inexpensive too. Typically, eChecks will have lower processing fees than credit cards.

Fee Type Dharma’s cost
eCheck Monthly Fee None
eCheck Monthly Minimum $10
Processing Fee 0.75%
Returned Item Fee $3.00 each
Chargeback Fee $25 each