Am I Required To Have A Terminal To Accept Credit Cards In Person?

Are-terminals-required-Why-do-I-need-a-terminal?-If you’re accepting credit cards in person, a credit card terminal is usually the best option – but not always!  Typically, we recommend credit card terminals for merchants who are in the following categories:

    • Low-average-ticket merchants usually prefer terminals. This is due to the fact that terminals process quickly, and can be configured to not require a signature. This means that quick-service merchants or retailers with long lines will usually prefer terminals.
    • If you’re physically swiping the credit card the majority of the time. Merchants who are keying-in most of their transactions in may benefit more from a Virtual Terminal.
    • If your customers require a paper receipt. Many non-profits need to provide receipts to donors, and a standalone terminal is the easiest and fastest way to provide them.
    • Imprinters (also known as a manual credit card machine, or a “knuckle-buster”) can be useful in very limited situations. They’re great as a “backup” solution if your terminal goes down, or you lose power – but because imprinter receipts carry FULL cardholder data, they can be a security risk – only imprint credit cards when 100% necessary!

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