What happens if I’m not compliant?

The first thing that happens is that you’ll be subject to a $39.95/month fee. This fee is meant as an incentive to complete your PCI compliance. Completing your annual questionnaire will help us ensure that you’re processing cards in a safe and secure manner. If you choose NOT to complete your annual questionnaire, you subject yourself to:

• Potentially unsafe or risky processing procedures, which could result in fraud or a data breach at a later date, which can cost your organization a lot of money.
• Possible breaches of card association regulations. Visa/MC/Discover/Amex have very specific rules, and part of the PCI compliance process ensures that your organization is following all appropriate rules and regulations. If the card associations determine that you’re systemically breaking rules, they may choose to suspend your ability to accept credit cards.
• Monthly non-compliance fees. We don’t want to see you paying these, and are here to help ensure your account is 100% compliant.