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Tegh Khuman & Dharma Merchant Services

Dharma is pleased to offer Tegh’s customers the following:
Extremely Discounted Rates
Month-to-month agreement
No Setup Costs

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A little about Dharma

At Dharma Merchant Services, we believe business can be a force for good, and we stand behind our ideals of social responsibility. Fair Pricing. Honest Practices. Doing the Right Thing. No secrets, surprises or deception here. The code word is transparency on all fronts. Our job is to explain the mysterious world of payment processing, how Interchange Pricing works, give you concrete examples and educate you on various topics via our Knowledge Base. Our prices are fully posted and very competitive. This is how Dharma is different than the competition.

Dharma supports businesses with solutions that allow you to accept payments in person and online. Whatever way your office needs to accept payments, we can help. Our fair and transparent pricing is designed for all merchants taking card-present transactions, mail order / telephone order sales, and e-commerce sites.

Image of a logo for guaranteed low rates for b2b credit card processing

Tell Me More!

Here are the details of the our offer to Tegh’s customers:

  • Discounted credit card processing rates usually reserved for merchants processing over $100,000.00 in sales every month are now offered to every one of Tegh customers! This is not an introductory offer and will be valid for the life of your account with Dharma.
  • No Setup Fee or opening costs
  • Month to month agreement with no early termination fee
  • Every account comes with a FREE virtual terminal and smartphone app

Dharma also offers a full range of desktop terminals for swiping, chip reading and contactless payments starting at $295.00 should you desire an alternative to the Virtual Terminal or Smartphone App. In addition to the MX Merchant Virtual Terminal and MX Express Smartphone App that is included with every Dharma account, we also can supply an Authorize.net gateway for e-commerce merchants. Authorize.net carries a $10.00 monthly fee and an additional $0.05 gateway transaction fee.

High Volume Rate Detail


Typically reserved for high-volume retailers, Dharma is offering its discounted interchange-plus rates to merchants who come to use through Tegh.

Fee Dharma’s cost
Monthly Fee $12/month
Interchange+ Margins (Visa/MC/Disc) 0.10% + $0.08/authorization (CP) or $0.11/authorization (CNP)
Interchange+ Margins (AMEX) 0.20% + $0.08/authorization (CP) or $0.11/authorization (CNP)
Interchange / Card Assessment Fees Passed-through at cost
AVS Fee None!
Batch Fee None!
PCI Compliance None!
Chargebacks $25/instance
Virtual Terminal Included for Free
Mobile Processing Included for Free







We'd love to say "Thanks!" to the person or organization who referred you to Dharma.





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What's a typical sale size? Value should be smaller than Monthly Volume

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How much credit card volume do you process? Value must be larger than Average Ticket


Click the "Upload Another" button on the right to upload multiple files.



Please Note: If you go through the full application process, Dharma will perform a physical site visit to the address provided. You must provide a valid physical address for the business and proof of business occupancy may be required. If the business does not exist at the location provided, the submission will be treated as a case of attempted fraud, and may be turned over to the FBI for further investigation.

By clicking “Submit” you agree to share your personal and business data with Dharma Payments LLC, for our use in determining if we can support you with a merchant processing account. Submission does not guarantee you will be approved for an account. If Dharma is unable to support you with a merchant processing account, we may, at our discretion, share basic contact information with a partner who may be able to support you. If we do, you will be informed, and that partner will contact you directly. If you do not agree with these terms, please close the window without clicking Submit and your data will not be captured or saved

Your data will never be sold or brokered to any third party. You can review our Privacy Policy here .


Ready to get started with Tegh Khuman and Dharma Merchant Services?

Just fill out the form to the right and Dharma will respond to your submission within one business day

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