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In our experience, once volume levels exceed $50,000/month merchants tend to have more unique processing needs. In addition - at higher volumes, even one incorrect assumption can make a big difference in estimating rates. With that in mind, know that you're welcome to estimate costs with our below tool, but we highly recommend allowing Dharma to perform a full rate review against your current provider. Let our trained analysts take a look at your statements to see what kinds of savings we can find - either by offering lower rates than your current provider or by educating you on how to receive lower interchange rates by changing your processing habits. Click Sign Up at the top-right of the page to submit a statement for review.



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The above rate estimation includes all typical fees you'd incur in a given month:
  • All (estimated) Interchange fees
  • All (estimated) Card-Association fees from Visa/MC
  • Dharma's Fees
The above rate estimation does not include:
  • Any international fees you may be assessed by Visa/MC
  • Discover / American Express fees. 
  • Chargeback/Retrieval fees
  • Terminal fees, 3rd Party Gateway fees, or monthly POS fees



Ready to move forward? Click "Submit" to start a pre-application with Dharma!

By clicking “Submit” you agree to allow Dharma Payments LLC to use your personal and business information solely to create a cost savings estimate in this window. Your data is never captured or saved by Dharma. If you do not agree with these terms, please close the window without clicking Submit and your data will not be captured or saved.

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Fill out our Cost Calculator to get an estimate of your costs with us.

Are you comparing Dharma to a “subscription-based” provider? Click here to compare subscription costs and see how Dharma is almost always cheaper.

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