Commerce With Compassion
We believe business can be a force for good, and we stand behind our ideals. Fair Pricing. Honest Practices. Doing the right thing. Business isn’t just about the bottom line — happy merchants make for a happy workplace, and we foster a team culture that sees business as a path to awakening and purposeful living.
- Fair, interchange-plus pricing
- High-volume rates for merchants processing over $100,000/month
- No long term contracts or early termination fees
- Low-cost equipment, EMV and Apple Pay certified
- Amazing Customer service to help you get started and solve problems
- Best for merchants processing at least $10,000/month
- See who we work best with here
Get a free consultation from Dharma
5-star Support when you need it.
At Dharma, we take support seriously. We have live support representatives, ready to take your call and answer your question.
- In-depth online support archives and videos to help you find the answers to your questions
- Live, trained representatives ready to take your support call
- Personalized account setup with a trained activation specialist
- Online support ticketing system
- 24/7/365 technical support for all after-hours issues
- Easy account updates using DocuSign electronic signatures
What's Included in a new Dharma account?
Dharma provides you both fair terms and the tools you need to accept payments with ease. All accounts come with access to MX Merchant, including:
- Virtual Terminal
- Online Reporting
- Mobile Processing
- Online Payment Links
- Customer Database with Credit Card Storage
- No long-term agreements
- Next-Day Funding (for card-present merchants)
Dharma pricing: Always fair and low
|Interchange+ Margins (storefront)||0.25% + $0.10/authorization|
|Interchange+ Margins (virtual)||0.35% + $0.10/authorization|
|Interchange+ Margins (restaurant)||0.20% + $0.07/authorization|
|High-Volume (over $100k/mo) Margins||0.10% + authorization fees|
|Interchange / Card Assessment Fees||Passed-through at cost|
|AVS Fee (for keyed sales)||$0.05/transaction|
Dharma has been certified by numerous third-party agencies. We take pride in offering first-class, 5-star customer support.
- Better Business Bureau A+ review
- Certified B-Corp
- California Benefit Corporation
- Green America Gold Member
Dharma also has many reviews from our current client base – scroll down to see a few testimonials.
Want to learn more?
See what Dharma clients have to say
"I have been using Dharma Merchant Services for credit card processing for my acupuncture practice for almost 3 years now. They are an outstanding company. When I was researching potential credit card processors, my experience with DMS was the complete opposite of my experience with the other 3 or 4 companies I looked at closely. They were up front with all of the information I needed to make an informed decision, and they explained things in a way that made sense. I have been extremely satisfied with their service. In addition to everything being exactly as promised when I signed up, they are very helpful whenever I have a question or need help with something, which is not often because everything works so smoothly and logically. I highly recommend Dharma, and I am very grateful that I found them. As others have said, if I could give them more than 5 stars, I would!" - Marjorie Shovlin, Acupuncture on Capitol Hill
“I must say that working with Dharma has been a real pleasure. You have supported us like a partner 100%. Your company has been extremely attentive to our needs and timelines. On behalf of PRMC, thank you to your team!” – Mark Keller, Prather Ranch Meat Company
"Unlike other merchant service providers, the team at Dharma is easy to get in touch with! I love knowing that they have my back and will work hard to make sure I have a great experience with them. We chose Dharma Merchant Services because of their commitment to sustainability and social justice, but will stay with them for their excellent customer service!" - Tracy Puhl, GladRags