Thanks for choosing Authorize.net. As a reminder, ALL new Authorize.net accounts will include access to an online Virtual Terminal, Automated Recurring Billing, and Customer Information Manager. Swiping devices can be purchased directly from Authorize.net for roughly $60 shipped.
Ongoing monthly fees for Authorize.net will be paid directly to Authorize.net. Fees are $20/month, and there is a $0.05/transaction fee as well. Authorize.net's billing cycle starts whenever you activate the account (meaning you can hold off until you're ready). Authorize.net bills a month in advance, so whenever you activate your account, you'll be billed for a pro-rated amount for the current month, plus all of the following month.